F-Factor for slabs with both vertical and horizontal insulation
ASHRAE 90.1 Table A6.3 has values for horizontal insulation and vertical insulation, but nothing for slabs that have both vertical and horizontal insulation. What f-factor should I use? I don't consider it to be a 'fully insulated slab' since the horizontal insulation only extends 24" inwards, and A6.1.3 specifices "continuous insulation...completely covers the entire area under the slab."
Conservatively, I have used the vertical insulation F-factor. While it doesn't capture the benefit of both horizontal and vertical insulation, I haven't seen any source of better information.
@Neal Kruis did an excellent presentation related to Foundation Heat Transferat the ASHRAE modeling conference; and his development of a program called 'Kiva'. Hopefully he can add his knowledge to this and enlighten us all as the expert.